Privacy Policy

1. Introduction

Smart Skills Institute at smartskillsinstitute.online ("we," "our," or "us"), operated by Fernando Garces (Sole Proprietor), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our educational platform.

2. Information We Collect

Personal Information

• Name and email address (for account creation)
• Password (encrypted)
• Profile information you choose to provide

Payment Information

• Payment information is processed securely through Stripe
• We do not store your full credit card details
• Stripe may collect billing address and payment method details

Usage Data

• Course progress and completion data
• Login timestamps and session information
• Device and browser information

3. How We Use Your Information

• To provide and maintain our educational services
• To process your subscription payments
• To track your learning progress
• To send important updates about your account or courses
• To improve our platform and content
• To respond to your inquiries and support requests

4. Payment Processing (Stripe)

We use Stripe for payment processing. When you make a payment:

• Your payment information is sent directly to Stripe
• Stripe's privacy policy applies to their handling of your data
• We receive only a transaction ID and payment confirmation
• Stripe is PCI-DSS compliant for secure payment handling

For more information, see Stripe's Privacy Policy.

5. Data Security

We implement appropriate security measures including:

• Encrypted data transmission (HTTPS)
• Secure password hashing
• Regular security audits
• Limited access to personal data

6. Data Sharing

We do not sell your personal information. We may share data with:

• Stripe (for payment processing)
• Cloud service providers (for hosting)
• Legal authorities (when required by law)

7. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate information
• Request deletion of your account
• Export your data
• Opt out of marketing communications

8. Cookies

We use essential cookies for authentication and session management. These cookies are necessary for the platform to function properly. See our Cookie Policy for details.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Data Controller

Smart Skills Institute
Operated by: Fernando Garces (Sole Proprietor)
Website: smartskillsinstitute.online
Business Address: 2418 Estrella Ct, Palmdale, CA 93550

11. Data Retention

We retain your account data as long as your account is active. Upon account deletion or cancellation, we retain data as required by law or for legitimate business purposes (e.g., tax records, dispute resolution). You may request data deletion by contacting [email protected].